Losing your home because you cannot make mortgage payments must be the most terrifying scenarios to a homeowner.

There are many situations that are out of control that make good people fall behind on their payments – it is not always because a homeowner borrowed more than he/she can afford. You can fall behind in payments because you or a family member is facing financial problems. Or maybe you took out a mortgage that had an adjustable rate, and the rate has since risen to levels that you can’t cope with.

Can I sell my house fast Utah when I’m falling behind in payments?

Regardless of the reason(s) you are falling behind in your mortgage payments, it is not shameful or bad. All you need to do is act FAST to avoid default and foreclosure. When facing difficulties in keeping up with mortgage payments, you should consider the foreclosure avoidance options available.

One of the available foreclosure prevention options is a Short Sale. This is whereby lender lets you sell your Utah house at an amount less than your mortgage. A Short Sale not only eliminates the tedious foreclosure procedure, but also avoids the blemish of foreclosure on your credit record.

Can I sell my house fast for cash to avoid a Short Sale?

Although a Short Sale lets you pay less than the amount you owe, you should look out for ways to sell your Utah house directly to a homeowner – for cash. To get your house sold fast for cash, sell it to us. At Point Green Home Solutions, LLC, we buy houses in Salt Lake and Utah County – FAST.

The good thing about selling your Utah house directly to us is that you get to sell it quite fast and at a relatively higher price than in a Short Sale. With property value on the rise, your house may sell for enough to close without a Short Sale. This will however depend on the prevailing conditions on the real estate market in Utah.

Also, you get to sell without paying realtor fees and commissions.

Unlike real estate agents, we don’t list your house and hope it sells, we buy your house for cash. The agent will just put a “For Sale” sign in the yard and hope the property finds a buyer.

By selling your Utah house for cash, you are able to preserve any equity your house may have acquired. Don’t let your house fall into the massive inventory of bank owned foreclosures.

If you are behind in payments and want to avoid foreclosure, contact as now. Remember, time is of the essence and the longer you wait, the more pressure builds on your negotiating power. Unless you act fast, you’ll be risking losing the house to the bank.

At Point Green Home Solutions, LLC, we will assist you regardless of your credit history. Let us evaluate your situation by contacting us now. And we’re confident that we can provide you with a workable, respectable solution to your financial dilemma.